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【清廉文化大家庭】打造清廉金融文化 涵養良好金融生態

發布時間:2020-12-23 09:10:57    作者:    來源:中國(guo)銀行保險報(bao)網(wang)

□陳志法

金(jin)融(rong)業(ye)高(gao)質(zhi)量(liang)(liang)發(fa)(fa)展(zhan)必須緊緊依靠(kao)黨的建(jian)設高(gao)質(zhi)量(liang)(liang)發(fa)(fa)展(zhan),其中(zhong)(zhong)加強清(qing)廉金(jin)融(rong)文(wen)(wen)化建(jian)設是(shi)一(yi)項(xiang)重(zhong)要(yao)的基(ji)礎性工作,既是(shi)金(jin)融(rong)業(ye)健(jian)康(kang)良性發(fa)(fa)展(zhan)的基(ji)石,也(ye)是(shi)黨的建(jian)設在(zai)金(jin)融(rong)這一(yi)特殊行業(ye)的必然要(yao)求(qiu)。四川是(shi)中(zhong)(zhong)國中(zhong)(zhong)西部地區銀(yin)行保險金(jin)融(rong)機構數量(liang)(liang)最多(duo)、種類最齊(qi)全的省份,金(jin)融(rong)從業(ye)人員眾多(duo),特別(bie)需要(yao)在(zai)打造清(qing)廉金(jin)融(rong)文(wen)(wen)化、涵養良好(hao)金(jin)融(rong)生態、以黨的建(jian)設高(gao)質(zhi)量(liang)(liang)推動金(jin)融(rong)工作高(gao)質(zhi)量(liang)(liang)方面下足(zu)功夫(fu)。

一、理解好“三個問題”,深刻領會清廉金融文化建設重要意義

首(shou)先,金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)價值(zhi)(zhi)(zhi)追(zhui)求應(ying)該是什么?一段(duan)時期以(yi)來,金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)業(ye)發(fa)(fa)展(zhan)(zhan)理(li)(li)念存在(zai)過度逐利(li)(li)的(de)(de)(de)傾向(xiang),忽(hu)視金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)職(zhi)業(ye)道(dao)德、金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)倫理(li)(li),放(fang)貸“傍(bang)大(da)款”、發(fa)(fa)展(zhan)(zhan)普惠金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)“普”而不“惠”、發(fa)(fa)放(fang)校園貸誘導大(da)學生過度提前消費(fei)等現(xian)象(xiang)較為(wei)突出(chu)(chu)(chu)。習近平(ping)總(zong)書記關于金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)和(he)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)工(gong)作的(de)(de)(de)系列重要(yao)論(lun)述中(zhong)指(zhi)出(chu)(chu)(chu),金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)是國(guo)家重要(yao)的(de)(de)(de)核心競(jing)爭力,是實(shi)(shi)體(ti)經濟的(de)(de)(de)血(xue)脈,為(wei)實(shi)(shi)體(ti)經濟服(fu)(fu)務是金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)的(de)(de)(de)天(tian)職(zhi),是金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)的(de)(de)(de)宗旨;金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)要(yao)把為(wei)實(shi)(shi)體(ti)經濟服(fu)(fu)務作為(wei)出(chu)(chu)(chu)發(fa)(fa)點和(he)落腳點,全面(mian)提升服(fu)(fu)務效率和(he)水平(ping),把更(geng)多金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)資源配置到經濟社會發(fa)(fa)展(zhan)(zhan)的(de)(de)(de)重點領域和(he)薄(bo)弱環節(jie),更(geng)好滿足人民群眾和(he)實(shi)(shi)體(ti)經濟多樣化的(de)(de)(de)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)需求。這就(jiu)是金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)最終極的(de)(de)(de)價值(zhi)(zhi)(zhi)追(zhui)求。金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)業(ye)肩負著服(fu)(fu)務國(guo)家戰略(lve)、支持(chi)實(shi)(shi)體(ti)經濟的(de)(de)(de)重任,也關系著廣大(da)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)消費(fei)者切身利(li)(li)益(yi),要(yao)堅持(chi)回歸本源和(he)市場導向(xiang),兼顧市場價值(zhi)(zhi)(zhi)與社會價值(zhi)(zhi)(zhi)、產(chan)品價值(zhi)(zhi)(zhi)與道(dao)德價值(zhi)(zhi)(zhi)的(de)(de)(de)統一,形成依法合(he)規(gui)、恪守信用、清正廉(lian)潔、公正透明、務實(shi)(shi)創新、穩健可持(chi)續發(fa)(fa)展(zhan)(zhan)的(de)(de)(de)行業(ye)文(wen)化價值(zhi)(zhi)(zhi)認同。

其次(ci),金(jin)(jin)(jin)融(rong)(rong)(rong)文(wen)(wen)(wen)化建設的(de)(de)(de)(de)痛點在(zai)哪里?金(jin)(jin)(jin)融(rong)(rong)(rong)業(ye)(ye)直接和(he)(he)(he)金(jin)(jin)(jin)錢打交道(dao),資金(jin)(jin)(jin)密集,資源(yuan)相對集中,極(ji)易滋生(sheng)腐敗,構建金(jin)(jin)(jin)融(rong)(rong)(rong)業(ye)(ye)良(liang)好文(wen)(wen)(wen)化生(sheng)態(tai)顯得極(ji)為不易。近年來,金(jin)(jin)(jin)融(rong)(rong)(rong)系統腐敗大案(an)(an)(an)要(yao)案(an)(an)(an)頻發,金(jin)(jin)(jin)融(rong)(rong)(rong)腐敗和(he)(he)(he)金(jin)(jin)(jin)融(rong)(rong)(rong)風(feng)險相互交織(zhi),很多(duo)重大風(feng)險事件背后(hou)都伴隨著權力尋租、利(li)(li)(li)益輸(shu)送、利(li)(li)(li)益交換等問題(ti),有的(de)(de)(de)(de)還(huan)潛(qian)藏著監(jian)管失(shi)守問題(ti)。金(jin)(jin)(jin)融(rong)(rong)(rong)腐敗案(an)(an)(an)件往往涉案(an)(an)(an)金(jin)(jin)(jin)額大,具有較(jiao)強的(de)(de)(de)(de)破(po)壞力和(he)(he)(he)傳染(ran)性,有的(de)(de)(de)(de)導(dao)致市場(chang)無法有效配置金(jin)(jin)(jin)融(rong)(rong)(rong)資源(yuan),為資本脫實向虛推波(bo)助瀾,有的(de)(de)(de)(de)造成的(de)(de)(de)(de)損失(shi)產生(sheng)杠(gang)桿效應,幾百(bai)萬(wan)元的(de)(de)(de)(de)利(li)(li)(li)益輸(shu)送導(dao)致數億元國有資產流失(shi),誘發的(de)(de)(de)(de)金(jin)(jin)(jin)融(rong)(rong)(rong)風(feng)險甚至會(hui)蔓延到實體經濟(ji)。同時,金(jin)(jin)(jin)融(rong)(rong)(rong)領域存在(zai)人際關系圈子化、利(li)(li)(li)益板結化、從(cong)(cong)業(ye)(ye)意識西化等現象,行業(ye)(ye)內(nei)長期受“酒桌文(wen)(wen)(wen)化”“圈子文(wen)(wen)(wen)化”“奢靡文(wen)(wen)(wen)化”等不良(liang)文(wen)(wen)(wen)化影(ying)響。要(yao)根除這些行業(ye)(ye)痼疾,必須堅持標本兼治,一體推進“三不”機制建設,深入開展清(qing)廉(lian)金(jin)(jin)(jin)融(rong)(rong)(rong)文(wen)(wen)(wen)化建設,提高(gao)從(cong)(cong)業(ye)(ye)人員職業(ye)(ye)道(dao)德,涵養行業(ye)(ye)清(qing)風(feng)正氣。

再次,健(jian)(jian)康的(de)(de)(de)(de)金(jin)(jin)(jin)(jin)融(rong)生(sheng)態應該是啥樣(yang)?金(jin)(jin)(jin)(jin)融(rong)機構(gou)之間,金(jin)(jin)(jin)(jin)融(rong)業(ye)與其他行(xing)業(ye)之間,受各(ge)種因素(su)(su)影(ying)響(xiang)制約會(hui)呈現出特(te)有(you)的(de)(de)(de)(de)金(jin)(jin)(jin)(jin)融(rong)生(sheng)態。在新(xin)冠肺炎疫(yi)情防(fang)控常態化、中(zhong)美戰(zhan)略博弈(yi)加劇等(deng)形(xing)勢背景(jing)下,健(jian)(jian)康的(de)(de)(de)(de)金(jin)(jin)(jin)(jin)融(rong)生(sheng)態必須以習近平新(xin)時代中(zhong)國特(te)色社會(hui)主義(yi)思想為(wei)指(zhi)導,堅持(chi)黨對金(jin)(jin)(jin)(jin)融(rong)工(gong)作的(de)(de)(de)(de)集(ji)中(zhong)統一領(ling)導,堅持(chi)以人民為(wei)中(zhong)心(xin)的(de)(de)(de)(de)發展思想,健(jian)(jian)全具有(you)高度適應性(xing)(xing)、竟爭力(li)、普惠(hui)性(xing)(xing)的(de)(de)(de)(de)現代金(jin)(jin)(jin)(jin)融(rong)體(ti)系(xi),不斷提升金(jin)(jin)(jin)(jin)融(rong)服務實體(ti)經(jing)濟(ji)質效(xiao),有(you)效(xiao)防(fang)范化解金(jin)(jin)(jin)(jin)融(rong)風險;必須以社會(hui)主義(yi)核心(xin)價值(zhi)觀為(wei)引(yin)領(ling),弘(hong)揚(yang)清廉(lian)金(jin)(jin)(jin)(jin)融(rong)文化,不斷提升從業(ye)人員的(de)(de)(de)(de)道德(de)品(pin)行(xing)、職(zhi)業(ye)操守和法(fa)紀意識(shi),樹立為(wei)民服務、遵紀守法(fa)、廉(lian)潔誠信、勤勉敬業(ye)的(de)(de)(de)(de)文化理念(nian),培養造(zao)就忠誠干凈擔(dan)當(dang)的(de)(de)(de)(de)高素(su)(su)質金(jin)(jin)(jin)(jin)融(rong)從業(ye)隊伍,形(xing)成風清氣正(zheng)的(de)(de)(de)(de)從業(ye)氛圍和優良的(de)(de)(de)(de)金(jin)(jin)(jin)(jin)融(rong)生(sheng)態環(huan)(huan)境,以優質高效(xiao)的(de)(de)(de)(de)金(jin)(jin)(jin)(jin)融(rong)服務促進經(jing)濟(ji)與金(jin)(jin)(jin)(jin)融(rong)良性(xing)(xing)循環(huan)(huan),共(gong)生(sheng)共(gong)榮。

二、處理好“三個關系”,準確梳理清廉金融文化建設內在邏輯

首(shou)先,處(chu)理(li)好“務虛”與“務實(shi)”的(de)(de)關系。清廉(lian)金(jin)融文化(hua)是金(jin)融理(li)論的(de)(de)重要(yao)內容,在金(jin)融體系建設中發揮著重要(yao)作用。在“務虛”層面,我們(men)必須深入(ru)理(li)解精髓(sui),吃(chi)透精神,掌握要(yao)義(yi),并結(jie)合實(shi)際(ji)擴(kuo)展(zhan)外延,找準落腳點;必須加大宣傳教(jiao)育力度,致力于清廉(lian)金(jin)融宣傳隨處(chu)可見(jian)、觸手(shou)可及(ji),清廉(lian)教(jiao)育入(ru)耳入(ru)腦入(ru)心,持續(xu)向全行(xing)業、全社會傳遞廉(lian)潔價值理(li)念(nian),實(shi)現清廉(lian)金(jin)融教(jiao)育宣傳的(de)(de)常(chang)態化(hua)、生活場(chang)景化(hua)。同時,還必須以(yi)“務實(shi)”的(de)(de)方式,對有(you)關要(yao)求(qiu)進(jin)行(xing)細化(hua)、具體化(hua),落實(shi)到金(jin)融監管、經營管理(li)和從業者日常(chang)行(xing)為(wei)中,著力構建監管部門、金(jin)融機構、金(jin)融社團、金(jin)融院校以(yi)及(ji)金(jin)融從業者多方聯動、相互協作、一體推進(jin)的(de)(de)工作機制,厚(hou)植清廉(lian)根基(ji)。

其次,處理(li)好(hao)“促(cu)內(nei)功”與(yu)(yu)“借外力”的(de)關系(xi)。清(qing)廉(lian)(lian)(lian)金(jin)融(rong)文化(hua)建(jian)(jian)設(she)首先(xian)要(yao)(yao)立足金(jin)融(rong)系(xi)統(tong)自身。作(zuo)為(wei)金(jin)融(rong)監管(guan)(guan)部(bu)(bu)門,要(yao)(yao)堅持“嚴(yan)管(guan)(guan)就是厚愛(ai)”,用清(qing)廉(lian)(lian)(lian)之風熏陶監管(guan)(guan)干部(bu)(bu),把(ba)“治(zhi)未病”作(zuo)為(wei)保持黨組織肌體健康的(de)重(zhong)要(yao)(yao)途徑,讓監管(guan)(guan)干部(bu)(bu)成(cheng)為(wei)廉(lian)(lian)(lian)潔自律先(xian)鋒。作(zuo)為(wei)市場主體的(de)各類金(jin)融(rong)機構(gou),必須調動(dong)起廣大從業人員(yuan)特別是各級高管(guan)(guan)人員(yuan)的(de)自覺性,強化(hua)內(nei)部(bu)(bu)管(guan)(guan)理(li)約束(shu)執行(xing)力,結合實際大力開展合規(gui)文化(hua)建(jian)(jian)設(she),在(zai)行(xing)業內(nei)統(tong)一認識,形(xing)成(cheng)合力。同時(shi),要(yao)(yao)把(ba)金(jin)融(rong)領域清(qing)廉(lian)(lian)(lian)文化(hua)建(jian)(jian)設(she)積極融(rong)入社(she)(she)會(hui)主義核(he)心價值(zhi)觀的(de)培育之中(zhong),作(zuo)為(wei)整個社(she)(she)會(hui)文化(hua)建(jian)(jian)設(she)的(de)重(zhong)要(yao)(yao)組成(cheng)部(bu)(bu)分,樹立行(xing)業旗幟(zhi),奏(zou)響(xiang)時(shi)代強音,積沙(sha)成(cheng)塔,集流(liu)成(cheng)海(hai),積極參與(yu)(yu)、推動(dong)、引領以(yi)廉(lian)(lian)(lian)潔誠信為(wei)代表的(de)健康社(she)(she)會(hui)文化(hua)風尚的(de)形(xing)成(cheng)。

再次,處理好“當(dang)前(qian)”與(yu)“長遠(yuan)”的(de)(de)(de)關(guan)系。文(wen)(wen)化(hua)(hua)需要(yao)(yao)時間(jian)積淀,清(qing)廉(lian)(lian)金(jin)(jin)(jin)融(rong)文(wen)(wen)化(hua)(hua)建設(she)(she)也不會一(yi)蹴而(er)就。當(dang)前(qian)一(yi)段時間(jian),要(yao)(yao)圍繞(rao)打贏(ying)防(fang)范化(hua)(hua)解金(jin)(jin)(jin)融(rong)風(feng)險攻堅戰,結合(he)實際抓住(zhu)主要(yao)(yao)矛盾,深挖細查(cha)重大金(jin)(jin)(jin)融(rong)風(feng)險事件背后(hou)利(li)益輸(shu)送、失職(zhi)瀆職(zhi)和腐(fu)敗問題,嚴肅懲治(zhi)形(xing)成(cheng)震懾,以治(zhi)標為(wei)治(zhi)本(ben)贏(ying)得時間(jian),形(xing)成(cheng)不敢腐(fu)的(de)(de)(de)嚴肅文(wen)(wen)化(hua)(hua)氛(fen)圍。著(zhu)眼(yan)長遠(yuan),需要(yao)(yao)完成(cheng)頂層(ceng)設(she)(she)計,建立(li)健全推進(jin)清(qing)廉(lian)(lian)金(jin)(jin)(jin)融(rong)文(wen)(wen)化(hua)(hua)建設(she)(she)體制機(ji)制,明確目標愿(yuan)景、責任體系、工作(zuo)措施、實現(xian)途徑(jing)等(deng)內容(rong),把清(qing)廉(lian)(lian)金(jin)(jin)(jin)融(rong)與(yu)合(he)規金(jin)(jin)(jin)融(rong)、誠信金(jin)(jin)(jin)融(rong)等(deng)相(xiang)關(guan)文(wen)(wen)化(hua)(hua)建設(she)(she)有機(ji)統一(yi)起來,保持對(dui)文(wen)(wen)化(hua)(hua)育(yu)人、環境樹人等(deng)人文(wen)(wen)理念的(de)(de)(de)不懈追求,做到(dao)制度規則硬約束(shu)和文(wen)(wen)化(hua)(hua)軟影響的(de)(de)(de)有效結合(he)。

三、把握好“三個關鍵”,全面拓展清廉金融文化建設深度廣度

首先(xian),要把清(qing)(qing)(qing)廉金(jin)(jin)融(rong)要求(qiu)內(nei)(nei)(nei)嵌到(dao)經營(ying)管(guan)理之中(zhong)。銀行保險(xian)機(ji)(ji)構要發揮主(zhu)體作用,堅(jian)持以人為本,充分(fen)認識到(dao)對(dui)機(ji)(ji)構而(er)言,廉潔(jie)(jie)從業(ye)是事(shi)業(ye)發展的(de)前提和需要;對(dui)員(yuan)(yuan)工(gong)而(er)言,廉潔(jie)(jie)從業(ye)是做人做事(shi)的(de)責任和風骨。將(jiang)清(qing)(qing)(qing)廉金(jin)(jin)融(rong)文(wen)(wen)化(hua)(hua)理念融(rong)入(ru)公司治理,貫穿到(dao)經營(ying)管(guan)理和業(ye)務發展各(ge)方(fang)面、各(ge)環節(jie),結合(he)合(he)規文(wen)(wen)化(hua)(hua)建(jian)(jian)設(she)(she)、內(nei)(nei)(nei)部控(kong)制(zhi)、審(shen)計問(wen)(wen)責、案(an)件防控(kong)等工(gong)作,扎實推動(dong)本機(ji)(ji)構清(qing)(qing)(qing)廉金(jin)(jin)融(rong)文(wen)(wen)化(hua)(hua)建(jian)(jian)設(she)(she)。在(zai)具體工(gong)作中(zhong)結合(he)內(nei)(nei)(nei)控(kong)制(zhi)度建(jian)(jian)設(she)(she)和執行,探索將(jiang)清(qing)(qing)(qing)廉金(jin)(jin)融(rong)文(wen)(wen)化(hua)(hua)納入(ru)行規行紀(ji)和員(yuan)(yuan)工(gong)考核(he)考評體系,納入(ru)員(yuan)(yuan)工(gong)入(ru)職招考和高管(guan)考核(he)內(nei)(nei)(nei)容;結合(he)案(an)件防控(kong)工(gong)作,做實做細廉政風險(xian)排(pai)查,以清(qing)(qing)(qing)廉金(jin)(jin)融(rong)文(wen)(wen)化(hua)(hua)建(jian)(jian)設(she)(she)提升案(an)件防控(kong)綜合(he)治理和機(ji)(ji)制(zhi)建(jian)(jian)設(she)(she)水(shui)平;發揮黨建(jian)(jian)和專家(jia)團隊(dui)引領作用,在(zai)單位內(nei)(nei)(nei)開(kai)展宣講活動(dong),讓廉潔(jie)(jie)從業(ye)理念深入(ru)人心;紀(ji)檢部門充分(fen)發揮專責監督作用,強化(hua)(hua)對(dui)權力集(ji)中(zhong)、資金(jin)(jin)密集(ji)、資源(yuan)富集(ji)的(de)部門和崗(gang)位的(de)監督,嚴肅查處各(ge)類違紀(ji)違法問(wen)(wen)題。

其次,要(yao)(yao)把清廉(lian)金(jin)(jin)融(rong)(rong)要(yao)(yao)求內嵌到監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)流程之(zhi)中(zhong)。一方(fang)(fang)面,監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)部門要(yao)(yao)嚴(yan)(yan)格(ge)落實(shi)清廉(lian)金(jin)(jin)融(rong)(rong)要(yao)(yao)求。通(tong)過扎緊織(zhi)密制(zhi)(zhi)度“籠子”并強(qiang)(qiang)化(hua)執(zhi)行(xing),將公私(si)分開、履(lv)職(zhi)(zhi)回避、非公務交往(wang)報(bao)告(gao)等(deng)紀律要(yao)(yao)求落實(shi)到監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)工(gong)作(zuo)(zuo)每個環(huan)節;深入開展(zhan)(zhan)廉(lian)政風險排(pai)查(cha)防控(kong),加(jia)強(qiang)(qiang)對重點環(huan)節、重要(yao)(yao)崗位(wei)行(xing)權(quan)(quan)軌跡和行(xing)權(quan)(quan)方(fang)(fang)式(shi)的監(jian)(jian)督(du),確保(bao)監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)權(quan)(quan)力依法(fa)行(xing)使;持續(xu)向被監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)機構宣講廉(lian)潔(jie)監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)紀律,暢通(tong)外(wai)部監(jian)(jian)督(du)渠道,切(qie)實(shi)做(zuo)到與監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)對象(xiang)“零物質往(wang)來”,共(gong)建良好(hao)“親”“清”監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)關系(xi)。另(ling)一方(fang)(fang)面,積極(ji)探索清廉(lian)金(jin)(jin)融(rong)(rong)文化(hua)與監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)工(gong)作(zuo)(zuo)相互融(rong)(rong)合、相互促進(jin)。嚴(yan)(yan)格(ge)執(zhi)行(xing)“雙通(tong)報(bao)”制(zhi)(zhi)度,對落實(shi)中(zhong)央八(ba)項規定精神(shen)涉及問題(ti)較多的機構在監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)評級(ji)、監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)處(chu)罰、高(gao)管(guan)(guan)(guan)(guan)(guan)(guan)履(lv)職(zhi)(zhi)評價(jia)等(deng)工(gong)作(zuo)(zuo)中(zhong)予以體現;加(jia)強(qiang)(qiang)高(gao)管(guan)(guan)(guan)(guan)(guan)(guan)人員廉(lian)潔(jie)履(lv)職(zhi)(zhi)監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan),以任職(zhi)(zhi)資(zi)格(ge)準入為(wei)切(qie)口(kou),在高(gao)管(guan)(guan)(guan)(guan)(guan)(guan)準入能力測試、任前談話環(huan)節進(jin)一步增(zeng)加(jia)清廉(lian)金(jin)(jin)融(rong)(rong)內容(rong),嚴(yan)(yan)把任職(zhi)(zhi)考察關口(kou);在法(fa)人銀行(xing)機構高(gao)管(guan)(guan)(guan)(guan)(guan)(guan)年度述(shu)職(zhi)(zhi)工(gong)作(zuo)(zuo)中(zhong)增(zeng)加(jia)本機構清廉(lian)金(jin)(jin)融(rong)(rong)文化(hua)建設的內容(rong);深入開展(zhan)(zhan)整(zheng)治金(jin)(jin)融(rong)(rong)市場亂象(xiang)工(gong)作(zuo)(zuo),保(bao)持對金(jin)(jin)融(rong)(rong)違法(fa)違規問題(ti)監(jian)(jian)管(guan)(guan)(guan)(guan)(guan)(guan)問責、內部問責、司法(fa)追責高(gao)壓(ya)態勢,做(zuo)到查(cha)處(chu)腐敗(bai)案(an)件與防范風險、維(wei)護金(jin)(jin)融(rong)(rong)安全有效結合。

再次(ci),要把清(qing)廉(lian)金(jin)(jin)(jin)(jin)融(rong)(rong)要求(qiu)內嵌(qian)到發(fa)展(zhan)環境(jing)之中(zhong)(zhong)。突出教(jiao)(jiao)(jiao)育(yu)預(yu)防,提(ti)前(qian)為(wei)即將步(bu)入(ru)社會(hui)的(de)金(jin)(jin)(jin)(jin)融(rong)(rong)院校大(da)學(xue)(xue)生灌(guan)輸廉(lian)潔(jie)從業(ye)(ye)(ye)意識,幫助(zhu)金(jin)(jin)(jin)(jin)融(rong)(rong)行(xing)業(ye)(ye)(ye)后備人才扣好廉(lian)潔(jie)從業(ye)(ye)(ye)“第(di)一(yi)粒扣子”。在(zai)駐會(hui)紀檢(jian)監(jian)察組(zu)(zu)的(de)指導下,四(si)川銀(yin)保監(jian)局與西南財經大(da)學(xue)(xue)簽訂了清(qing)廉(lian)金(jin)(jin)(jin)(jin)融(rong)(rong)教(jiao)(jiao)(jiao)育(yu)合(he)作協(xie)(xie)議,共建清(qing)廉(lian)金(jin)(jin)(jin)(jin)融(rong)(rong)教(jiao)(jiao)(jiao)育(yu)基(ji)地,并于2020年(nian)9月在(zai)該(gai)校舉行(xing)了教(jiao)(jiao)(jiao)育(yu)基(ji)地揭牌(pai)儀式暨(ji)“清(qing)廉(lian)金(jin)(jin)(jin)(jin)融(rong)(rong)第(di)一(yi)課(ke)”,正式將清(qing)廉(lian)金(jin)(jin)(jin)(jin)融(rong)(rong)課(ke)程教(jiao)(jiao)(jiao)學(xue)(xue)納(na)入(ru)本科課(ke)程教(jiao)(jiao)(jiao)育(yu),幫助(zhu)在(zai)校大(da)學(xue)(xue)生初步(bu)樹立遵紀守(shou)法“底線”意識、“紅線”意識。下一(yi)步(bu)將以教(jiao)(jiao)(jiao)育(yu)基(ji)地為(wei)平臺(tai),通過監(jian)管(guan)部門、金(jin)(jin)(jin)(jin)融(rong)(rong)機構、社團組(zu)(zu)織和高(gao)等(deng)(deng)院校“四(si)方聯(lian)動”,開展(zhan)教(jiao)(jiao)(jiao)材編寫、課(ke)題(ti)研(yan)究、高(gao)管(guan)培(pei)(pei)訓(xun)等(deng)(deng)探索。注重發(fa)揮行(xing)業(ye)(ye)(ye)自律組(zu)(zu)織作用(yong),促進銀(yin)行(xing)業(ye)(ye)(ye)協(xie)(xie)會(hui)、保險業(ye)(ye)(ye)協(xie)(xie)會(hui)內設(she)的(de)清(qing)廉(lian)金(jin)(jin)(jin)(jin)融(rong)(rong)專委會(hui)認真履職,負(fu)責在(zai)行(xing)業(ye)(ye)(ye)內組(zu)(zu)織開展(zhan)清(qing)廉(lian)金(jin)(jin)(jin)(jin)融(rong)(rong)相關問題(ti)調研(yan)、行(xing)業(ye)(ye)(ye)自律、培(pei)(pei)訓(xun)宣(xuan)傳等(deng)(deng)工作。利(li)用(yong)銀(yin)行(xing)保險合(he)規工作年(nian)會(hui)等(deng)(deng)平臺(tai),增加清(qing)廉(lian)金(jin)(jin)(jin)(jin)融(rong)(rong)、金(jin)(jin)(jin)(jin)融(rong)(rong)職業(ye)(ye)(ye)操守(shou)等(deng)(deng)議題(ti),鼓勵邀請專家學(xue)(xue)者、行(xing)業(ye)(ye)(ye)以及紀檢(jian)監(jian)察條線專家等(deng)(deng)共同開展(zhan)“清(qing)廉(lian)金(jin)(jin)(jin)(jin)融(rong)(rong)”話題(ti)研(yan)討。加大(da)社會(hui)宣(xuan)傳力度,提(ti)高(gao)清(qing)廉(lian)金(jin)(jin)(jin)(jin)融(rong)(rong)文化(hua)在(zai)人民群眾中(zhong)(zhong)的(de)影(ying)響力,持續(xu)拓展(zhan)清(qing)廉(lian)金(jin)(jin)(jin)(jin)融(rong)(rong)文化(hua)建設(she)的(de)深度廣(guang)度。

(作者系(xi)四川銀保監局(ju)黨委(wei)委(wei)員、紀(ji)委(wei)書記)


【清廉文化大家庭】打造清廉金融文化 涵養良好金融生態

來源:中國銀行保險報網  時間:2020-12-23

□陳志法

金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)業(ye)高(gao)(gao)質(zhi)量(liang)(liang)發(fa)展(zhan)必須緊緊依靠黨(dang)的(de)(de)建設(she)高(gao)(gao)質(zhi)量(liang)(liang)發(fa)展(zhan),其(qi)中(zhong)(zhong)加強清廉金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)文(wen)化(hua)建設(she)是一(yi)(yi)項重要(yao)的(de)(de)基礎性(xing)工(gong)(gong)作(zuo),既是金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)業(ye)健康良性(xing)發(fa)展(zhan)的(de)(de)基石,也是黨(dang)的(de)(de)建設(she)在金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)這(zhe)一(yi)(yi)特殊行業(ye)的(de)(de)必然要(yao)求。四(si)川是中(zhong)(zhong)國中(zhong)(zhong)西部地區銀行保險(xian)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)機構數量(liang)(liang)最多、種類最齊全的(de)(de)省(sheng)份,金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)從業(ye)人(ren)員眾(zhong)多,特別需要(yao)在打造清廉金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)文(wen)化(hua)、涵養良好金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)生態、以黨(dang)的(de)(de)建設(she)高(gao)(gao)質(zhi)量(liang)(liang)推動(dong)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)工(gong)(gong)作(zuo)高(gao)(gao)質(zhi)量(liang)(liang)方面下足功(gong)夫。

一、理解好“三個問題”,深刻領會清廉金融文化建設重要意義

首先(xian),金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)價(jia)(jia)(jia)值(zhi)(zhi)追(zhui)求應該是(shi)(shi)什么?一(yi)段時期以來(lai),金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)業(ye)發展(zhan)理念存在過度(du)逐利的(de)傾向,忽視(shi)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)職業(ye)道德(de)、金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)倫理,放(fang)(fang)貸“傍大款”、發展(zhan)普惠金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)“普”而不“惠”、發放(fang)(fang)校(xiao)園(yuan)貸誘(you)導大學生過度(du)提前消費等(deng)現象較為(wei)突出。習近平總書記(ji)關于金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)和(he)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)工作(zuo)的(de)系列重要(yao)(yao)論述中(zhong)指出,金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)是(shi)(shi)國(guo)家重要(yao)(yao)的(de)核心競爭(zheng)力,是(shi)(shi)實體(ti)(ti)經(jing)濟的(de)血(xue)脈,為(wei)實體(ti)(ti)經(jing)濟服務是(shi)(shi)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)的(de)天職,是(shi)(shi)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)的(de)宗旨;金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)要(yao)(yao)把為(wei)實體(ti)(ti)經(jing)濟服務作(zuo)為(wei)出發點(dian)和(he)落(luo)腳點(dian),全面提升服務效率和(he)水平,把更(geng)(geng)多金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)資(zi)源配置到經(jing)濟社會(hui)發展(zhan)的(de)重點(dian)領域和(he)薄弱環(huan)節,更(geng)(geng)好滿足人民群眾和(he)實體(ti)(ti)經(jing)濟多樣(yang)化(hua)的(de)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)需求。這(zhe)就是(shi)(shi)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)最終極的(de)價(jia)(jia)(jia)值(zhi)(zhi)追(zhui)求。金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)業(ye)肩負著(zhu)(zhu)服務國(guo)家戰略(lve)、支持(chi)實體(ti)(ti)經(jing)濟的(de)重任,也(ye)關系著(zhu)(zhu)廣大金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)消費者切身(shen)利益,要(yao)(yao)堅(jian)持(chi)回歸本源和(he)市場導向,兼(jian)顧市場價(jia)(jia)(jia)值(zhi)(zhi)與(yu)社會(hui)價(jia)(jia)(jia)值(zhi)(zhi)、產品價(jia)(jia)(jia)值(zhi)(zhi)與(yu)道德(de)價(jia)(jia)(jia)值(zhi)(zhi)的(de)統一(yi),形(xing)成依(yi)法合規(gui)、恪守(shou)信用、清正廉潔(jie)、公正透明(ming)、務實創新、穩健可(ke)持(chi)續(xu)發展(zhan)的(de)行業(ye)文化(hua)價(jia)(jia)(jia)值(zhi)(zhi)認同。

其(qi)次,金(jin)(jin)(jin)融(rong)(rong)文(wen)(wen)化(hua)建設的(de)(de)痛點(dian)在(zai)哪里?金(jin)(jin)(jin)融(rong)(rong)業(ye)直接和金(jin)(jin)(jin)錢打(da)交道,資(zi)金(jin)(jin)(jin)密集(ji),資(zi)源相對集(ji)中,極易滋生腐(fu)(fu)敗,構(gou)建金(jin)(jin)(jin)融(rong)(rong)業(ye)良好文(wen)(wen)化(hua)生態顯得極為不易。近年來(lai),金(jin)(jin)(jin)融(rong)(rong)系(xi)統腐(fu)(fu)敗大(da)案要(yao)案頻發,金(jin)(jin)(jin)融(rong)(rong)腐(fu)(fu)敗和金(jin)(jin)(jin)融(rong)(rong)風(feng)險相互交織,很多(duo)重(zhong)大(da)風(feng)險事(shi)件背后都伴隨著(zhu)權力尋租、利益(yi)輸送、利益(yi)交換等(deng)問(wen)題,有(you)(you)(you)的(de)(de)還潛藏著(zhu)監管失(shi)(shi)守(shou)問(wen)題。金(jin)(jin)(jin)融(rong)(rong)腐(fu)(fu)敗案件往往涉案金(jin)(jin)(jin)額大(da),具有(you)(you)(you)較強的(de)(de)破壞力和傳染性,有(you)(you)(you)的(de)(de)導(dao)致(zhi)(zhi)市(shi)場無法有(you)(you)(you)效配(pei)置金(jin)(jin)(jin)融(rong)(rong)資(zi)源,為資(zi)本(ben)脫實(shi)向虛推波助(zhu)瀾,有(you)(you)(you)的(de)(de)造成的(de)(de)損失(shi)(shi)產生杠桿效應,幾百(bai)萬元(yuan)的(de)(de)利益(yi)輸送導(dao)致(zhi)(zhi)數億元(yuan)國(guo)有(you)(you)(you)資(zi)產流失(shi)(shi),誘發的(de)(de)金(jin)(jin)(jin)融(rong)(rong)風(feng)險甚至會蔓延到實(shi)體(ti)經濟。同時(shi),金(jin)(jin)(jin)融(rong)(rong)領域存在(zai)人際關系(xi)圈(quan)子(zi)化(hua)、利益(yi)板結化(hua)、從(cong)業(ye)意(yi)識西化(hua)等(deng)現象,行(xing)業(ye)內長期受“酒桌(zhuo)文(wen)(wen)化(hua)”“圈(quan)子(zi)文(wen)(wen)化(hua)”“奢靡文(wen)(wen)化(hua)”等(deng)不良文(wen)(wen)化(hua)影響(xiang)。要(yao)根(gen)除(chu)這些行(xing)業(ye)痼疾,必須堅持標本(ben)兼治,一體(ti)推進(jin)“三(san)不”機制建設,深入開展清(qing)廉金(jin)(jin)(jin)融(rong)(rong)文(wen)(wen)化(hua)建設,提高(gao)從(cong)業(ye)人員(yuan)職業(ye)道德,涵養(yang)行(xing)業(ye)清(qing)風(feng)正(zheng)氣。

再次,健(jian)康(kang)的(de)(de)(de)金(jin)融生(sheng)態應該(gai)是啥(sha)樣?金(jin)融機構之間,金(jin)融業(ye)與其他行業(ye)之間,受各種因(yin)素(su)影響制約會呈現出特(te)有的(de)(de)(de)金(jin)融生(sheng)態。在新冠肺炎疫情防控常(chang)態化(hua)(hua)、中(zhong)美戰略博弈加劇等形(xing)勢(shi)背(bei)景下,健(jian)康(kang)的(de)(de)(de)金(jin)融生(sheng)態必須以(yi)習近平新時代中(zhong)國特(te)色(se)社會主義思想(xiang)為指導(dao),堅持黨對金(jin)融工(gong)作的(de)(de)(de)集(ji)中(zhong)統一領導(dao),堅持以(yi)人民(min)(min)為中(zhong)心的(de)(de)(de)發展思想(xiang),健(jian)全具有高度適(shi)應性、竟(jing)爭力(li)、普惠(hui)性的(de)(de)(de)現代金(jin)融體系,不斷提升金(jin)融服務(wu)(wu)實體經濟質(zhi)(zhi)效,有效防范化(hua)(hua)解(jie)金(jin)融風險;必須以(yi)社會主義核(he)心價值觀為引領,弘揚清(qing)廉金(jin)融文化(hua)(hua),不斷提升從業(ye)人員的(de)(de)(de)道(dao)德品行、職業(ye)操守和(he)法(fa)紀(ji)意識,樹立為民(min)(min)服務(wu)(wu)、遵(zun)紀(ji)守法(fa)、廉潔誠信、勤勉敬業(ye)的(de)(de)(de)文化(hua)(hua)理念(nian),培養(yang)造(zao)就忠誠干凈擔當的(de)(de)(de)高素(su)質(zhi)(zhi)金(jin)融從業(ye)隊伍,形(xing)成風清(qing)氣(qi)正的(de)(de)(de)從業(ye)氛(fen)圍和(he)優良的(de)(de)(de)金(jin)融生(sheng)態環境,以(yi)優質(zhi)(zhi)高效的(de)(de)(de)金(jin)融服務(wu)(wu)促(cu)進經濟與金(jin)融良性循環,共(gong)生(sheng)共(gong)榮。

二、處理好“三個關系”,準確梳理清廉金融文化建設內在邏輯

首先,處(chu)理(li)好“務虛”與“務實”的關系。清(qing)廉金(jin)融(rong)(rong)文化(hua)(hua)(hua)是金(jin)融(rong)(rong)理(li)論的重要內容,在金(jin)融(rong)(rong)體(ti)系建設中(zhong)發揮(hui)著(zhu)重要作(zuo)用。在“務虛”層(ceng)面,我們(men)必(bi)須深入(ru)(ru)理(li)解精髓,吃透(tou)精神(shen),掌握要義,并結合(he)實際擴展外延,找準落腳(jiao)點;必(bi)須加大(da)宣(xuan)傳(chuan)教育(yu)(yu)力(li)度,致力(li)于清(qing)廉金(jin)融(rong)(rong)宣(xuan)傳(chuan)隨處(chu)可見、觸手可及,清(qing)廉教育(yu)(yu)入(ru)(ru)耳入(ru)(ru)腦入(ru)(ru)心,持(chi)續向全行業、全社會傳(chuan)遞廉潔價值理(li)念(nian),實現清(qing)廉金(jin)融(rong)(rong)教育(yu)(yu)宣(xuan)傳(chuan)的常(chang)態化(hua)(hua)(hua)、生活(huo)場(chang)景化(hua)(hua)(hua)。同時(shi),還必(bi)須以(yi)“務實”的方(fang)式,對有關要求進行細(xi)化(hua)(hua)(hua)、具體(ti)化(hua)(hua)(hua),落實到金(jin)融(rong)(rong)監管、經營管理(li)和從業者(zhe)日常(chang)行為(wei)中(zhong),著(zhu)力(li)構建監管部(bu)門(men)、金(jin)融(rong)(rong)機(ji)(ji)構、金(jin)融(rong)(rong)社團、金(jin)融(rong)(rong)院校以(yi)及金(jin)融(rong)(rong)從業者(zhe)多(duo)方(fang)聯動、相互(hu)協作(zuo)、一(yi)體(ti)推進的工作(zuo)機(ji)(ji)制,厚植清(qing)廉根基。

其次,處理(li)好“促內功”與“借外力(li)”的(de)(de)關系。清(qing)廉(lian)金融文(wen)(wen)(wen)化(hua)(hua)(hua)建(jian)設首先要(yao)立足金融系統自(zi)(zi)身。作(zuo)為(wei)金融監(jian)管(guan)(guan)部門,要(yao)堅持“嚴管(guan)(guan)就是(shi)厚愛”,用清(qing)廉(lian)之風(feng)熏陶監(jian)管(guan)(guan)干部,把“治(zhi)未病”作(zuo)為(wei)保持黨(dang)組織(zhi)肌(ji)體健(jian)康的(de)(de)重要(yao)途徑,讓監(jian)管(guan)(guan)干部成(cheng)(cheng)(cheng)為(wei)廉(lian)潔自(zi)(zi)律(lv)先鋒。作(zuo)為(wei)市(shi)場(chang)主體的(de)(de)各(ge)類金融機構(gou),必須(xu)調動(dong)起廣大(da)從業人員特別是(shi)各(ge)級(ji)高管(guan)(guan)人員的(de)(de)自(zi)(zi)覺性,強(qiang)化(hua)(hua)(hua)內部管(guan)(guan)理(li)約束執(zhi)行(xing)力(li),結合實際大(da)力(li)開展合規文(wen)(wen)(wen)化(hua)(hua)(hua)建(jian)設,在行(xing)業內統一認識,形成(cheng)(cheng)(cheng)合力(li)。同時,要(yao)把金融領域清(qing)廉(lian)文(wen)(wen)(wen)化(hua)(hua)(hua)建(jian)設積(ji)(ji)極(ji)融入社會(hui)主義核心價值(zhi)觀的(de)(de)培育之中,作(zuo)為(wei)整個社會(hui)文(wen)(wen)(wen)化(hua)(hua)(hua)建(jian)設的(de)(de)重要(yao)組成(cheng)(cheng)(cheng)部分,樹立行(xing)業旗幟(zhi),奏響時代(dai)強(qiang)音,積(ji)(ji)沙成(cheng)(cheng)(cheng)塔,集流(liu)成(cheng)(cheng)(cheng)海,積(ji)(ji)極(ji)參與、推動(dong)、引(yin)領以廉(lian)潔誠信為(wei)代(dai)表的(de)(de)健(jian)康社會(hui)文(wen)(wen)(wen)化(hua)(hua)(hua)風(feng)尚的(de)(de)形成(cheng)(cheng)(cheng)。

再次,處理好“當前(qian)”與“長遠”的(de)關系(xi)(xi)。文(wen)(wen)(wen)化(hua)(hua)需要(yao)(yao)(yao)時(shi)間積淀,清(qing)廉金融文(wen)(wen)(wen)化(hua)(hua)建設也不(bu)(bu)會一(yi)蹴而(er)就。當前(qian)一(yi)段時(shi)間,要(yao)(yao)(yao)圍(wei)繞(rao)打贏防(fang)范(fan)化(hua)(hua)解金融風險攻堅戰,結合實際抓住主要(yao)(yao)(yao)矛盾(dun),深挖細查重大金融風險事件背(bei)后(hou)利益輸送、失職(zhi)瀆(du)職(zhi)和(he)腐敗問題(ti),嚴肅懲治(zhi)形成震懾,以治(zhi)標(biao)為治(zhi)本贏得時(shi)間,形成不(bu)(bu)敢(gan)腐的(de)嚴肅文(wen)(wen)(wen)化(hua)(hua)氛(fen)圍(wei)。著眼長遠,需要(yao)(yao)(yao)完成頂層設計,建立健全推進清(qing)廉金融文(wen)(wen)(wen)化(hua)(hua)建設體制(zhi)(zhi)機制(zhi)(zhi),明確目標(biao)愿景(jing)、責任(ren)體系(xi)(xi)、工作措施、實現途(tu)徑等內容,把清(qing)廉金融與合規金融、誠信金融等相關文(wen)(wen)(wen)化(hua)(hua)建設有機統(tong)一(yi)起來,保持對文(wen)(wen)(wen)化(hua)(hua)育(yu)人(ren)、環境樹人(ren)等人(ren)文(wen)(wen)(wen)理念的(de)不(bu)(bu)懈追求,做(zuo)到制(zhi)(zhi)度規則硬(ying)約束和(he)文(wen)(wen)(wen)化(hua)(hua)軟影響的(de)有效結合。

三、把握好“三個關鍵”,全面拓展清廉金融文化建設深度廣度

首(shou)先,要(yao)把(ba)清廉(lian)(lian)(lian)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)要(yao)求內(nei)嵌到(dao)經營管理之中。銀(yin)行保險機(ji)構(gou)要(yao)發(fa)揮(hui)主體(ti)作用,堅持(chi)以人為(wei)本(ben),充分(fen)認識到(dao)對(dui)機(ji)構(gou)而言(yan),廉(lian)(lian)(lian)潔從業是(shi)事業發(fa)展的(de)前提和(he)(he)(he)(he)需(xu)要(yao);對(dui)員(yuan)工(gong)而言(yan),廉(lian)(lian)(lian)潔從業是(shi)做人做事的(de)責(ze)(ze)(ze)任(ren)和(he)(he)(he)(he)風(feng)(feng)骨。將清廉(lian)(lian)(lian)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)文化(hua)理念(nian)融(rong)(rong)(rong)(rong)入(ru)公(gong)司(si)治(zhi)理,貫穿到(dao)經營管理和(he)(he)(he)(he)業務發(fa)展各方面、各環節,結合(he)(he)(he)合(he)(he)(he)規文化(hua)建(jian)(jian)設(she)(she)、內(nei)部控(kong)制(zhi)、審計問責(ze)(ze)(ze)、案(an)件(jian)防(fang)控(kong)等工(gong)作,扎實推動(dong)本(ben)機(ji)構(gou)清廉(lian)(lian)(lian)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)文化(hua)建(jian)(jian)設(she)(she)。在具體(ti)工(gong)作中結合(he)(he)(he)內(nei)控(kong)制(zhi)度建(jian)(jian)設(she)(she)和(he)(he)(he)(he)執行,探(tan)索將清廉(lian)(lian)(lian)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)文化(hua)納(na)入(ru)行規行紀和(he)(he)(he)(he)員(yuan)工(gong)考核考評(ping)體(ti)系,納(na)入(ru)員(yuan)工(gong)入(ru)職(zhi)招(zhao)考和(he)(he)(he)(he)高管考核內(nei)容;結合(he)(he)(he)案(an)件(jian)防(fang)控(kong)工(gong)作,做實做細廉(lian)(lian)(lian)政風(feng)(feng)險排查,以清廉(lian)(lian)(lian)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)文化(hua)建(jian)(jian)設(she)(she)提升案(an)件(jian)防(fang)控(kong)綜合(he)(he)(he)治(zhi)理和(he)(he)(he)(he)機(ji)制(zhi)建(jian)(jian)設(she)(she)水平(ping);發(fa)揮(hui)黨建(jian)(jian)和(he)(he)(he)(he)專(zhuan)家團(tuan)隊引領(ling)作用,在單(dan)位內(nei)開展宣講活(huo)動(dong),讓廉(lian)(lian)(lian)潔從業理念(nian)深入(ru)人心(xin);紀檢部門(men)充分(fen)發(fa)揮(hui)專(zhuan)責(ze)(ze)(ze)監督作用,強化(hua)對(dui)權力(li)集中、資金(jin)(jin)(jin)密(mi)集、資源富(fu)集的(de)部門(men)和(he)(he)(he)(he)崗位的(de)監督,嚴肅查處各類違紀違法問題。

其次(ci),要把(ba)清(qing)廉金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)要求內(nei)嵌到(dao)監(jian)(jian)(jian)管(guan)(guan)(guan)流(liu)程之中。一(yi)方(fang)(fang)面(mian),監(jian)(jian)(jian)管(guan)(guan)(guan)部門要嚴(yan)(yan)格落實清(qing)廉金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)要求。通過扎緊織密制(zhi)度“籠子”并強化(hua)執行(xing),將公私(si)分開、履職(zhi)(zhi)回(hui)避、非公務(wu)交往報告等紀律(lv)要求落實到(dao)監(jian)(jian)(jian)管(guan)(guan)(guan)工作每(mei)個環節(jie);深(shen)入開展廉政風(feng)險排查防控,加(jia)強對(dui)重(zhong)點環節(jie)、重(zhong)要崗位行(xing)權軌跡和行(xing)權方(fang)(fang)式(shi)的監(jian)(jian)(jian)督(du),確(que)保監(jian)(jian)(jian)管(guan)(guan)(guan)權力(li)依法(fa)行(xing)使;持續向被(bei)監(jian)(jian)(jian)管(guan)(guan)(guan)機構宣講(jiang)廉潔(jie)監(jian)(jian)(jian)管(guan)(guan)(guan)紀律(lv),暢(chang)通外(wai)部監(jian)(jian)(jian)督(du)渠道,切實做到(dao)與(yu)監(jian)(jian)(jian)管(guan)(guan)(guan)對(dui)象(xiang)“零物質往來”,共建良好“親”“清(qing)”監(jian)(jian)(jian)管(guan)(guan)(guan)關(guan)系。另一(yi)方(fang)(fang)面(mian),積(ji)極探(tan)索清(qing)廉金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)文(wen)化(hua)與(yu)監(jian)(jian)(jian)管(guan)(guan)(guan)工作相互融(rong)(rong)(rong)(rong)合、相互促進(jin)。嚴(yan)(yan)格執行(xing)“雙(shuang)通報”制(zhi)度,對(dui)落實中央(yang)八項規(gui)(gui)定(ding)精神涉(she)及問題較多的機構在(zai)監(jian)(jian)(jian)管(guan)(guan)(guan)評(ping)級、監(jian)(jian)(jian)管(guan)(guan)(guan)處(chu)罰、高(gao)(gao)管(guan)(guan)(guan)履職(zhi)(zhi)評(ping)價等工作中予以體現;加(jia)強高(gao)(gao)管(guan)(guan)(guan)人員(yuan)廉潔(jie)履職(zhi)(zhi)監(jian)(jian)(jian)管(guan)(guan)(guan),以任職(zhi)(zhi)資格準入為切口,在(zai)高(gao)(gao)管(guan)(guan)(guan)準入能力(li)測(ce)試、任前談話環節(jie)進(jin)一(yi)步增(zeng)加(jia)清(qing)廉金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)內(nei)容,嚴(yan)(yan)把(ba)任職(zhi)(zhi)考察關(guan)口;在(zai)法(fa)人銀行(xing)機構高(gao)(gao)管(guan)(guan)(guan)年度述職(zhi)(zhi)工作中增(zeng)加(jia)本(ben)機構清(qing)廉金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)文(wen)化(hua)建設的內(nei)容;深(shen)入開展整(zheng)治金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)市(shi)場亂象(xiang)工作,保持對(dui)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)違(wei)(wei)法(fa)違(wei)(wei)規(gui)(gui)問題監(jian)(jian)(jian)管(guan)(guan)(guan)問責(ze)、內(nei)部問責(ze)、司法(fa)追(zhui)責(ze)高(gao)(gao)壓態勢,做到(dao)查處(chu)腐(fu)敗案(an)件與(yu)防范風(feng)險、維(wei)護金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)安全有效結合。

再次(ci),要把(ba)清(qing)(qing)(qing)廉(lian)(lian)(lian)(lian)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)要求(qiu)內(nei)嵌到發(fa)展(zhan)環(huan)境之(zhi)中。突出教(jiao)育(yu)預防,提前為即將步(bu)入社會(hui)的金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)院校大學(xue)生(sheng)灌輸廉(lian)(lian)(lian)(lian)潔從業(ye)(ye)(ye)意識(shi),幫助金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)行(xing)業(ye)(ye)(ye)后(hou)備(bei)人才(cai)扣好(hao)廉(lian)(lian)(lian)(lian)潔從業(ye)(ye)(ye)“第(di)一粒扣子”。在(zai)駐會(hui)紀(ji)(ji)檢(jian)監察組的指導(dao)下,四(si)川銀(yin)保監局與西南財經大學(xue)簽訂了清(qing)(qing)(qing)廉(lian)(lian)(lian)(lian)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)教(jiao)育(yu)合(he)作協(xie)議,共(gong)建清(qing)(qing)(qing)廉(lian)(lian)(lian)(lian)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)教(jiao)育(yu)基(ji)地(di),并于2020年9月在(zai)該校舉行(xing)了教(jiao)育(yu)基(ji)地(di)揭牌儀式(shi)暨“清(qing)(qing)(qing)廉(lian)(lian)(lian)(lian)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)第(di)一課(ke)(ke)”,正式(shi)將清(qing)(qing)(qing)廉(lian)(lian)(lian)(lian)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)課(ke)(ke)程教(jiao)學(xue)納入本科課(ke)(ke)程教(jiao)育(yu),幫助在(zai)校大學(xue)生(sheng)初(chu)步(bu)樹(shu)立遵(zun)紀(ji)(ji)守(shou)法(fa)“底線(xian)”意識(shi)、“紅線(xian)”意識(shi)。下一步(bu)將以教(jiao)育(yu)基(ji)地(di)為平(ping)臺,通過監管(guan)部門、金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)機(ji)構、社團組織(zhi)和高(gao)等院校“四(si)方(fang)聯動”,開(kai)展(zhan)教(jiao)材編(bian)寫(xie)、課(ke)(ke)題研(yan)究(jiu)、高(gao)管(guan)培訓(xun)等探索。注重發(fa)揮行(xing)業(ye)(ye)(ye)自(zi)律組織(zhi)作用(yong),促進(jin)銀(yin)行(xing)業(ye)(ye)(ye)協(xie)會(hui)、保險業(ye)(ye)(ye)協(xie)會(hui)內(nei)設的清(qing)(qing)(qing)廉(lian)(lian)(lian)(lian)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)專委會(hui)認真履職,負責在(zai)行(xing)業(ye)(ye)(ye)內(nei)組織(zhi)開(kai)展(zhan)清(qing)(qing)(qing)廉(lian)(lian)(lian)(lian)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)相關(guan)問題調研(yan)、行(xing)業(ye)(ye)(ye)自(zi)律、培訓(xun)宣傳等工(gong)作。利用(yong)銀(yin)行(xing)保險合(he)規工(gong)作年會(hui)等平(ping)臺,增加(jia)清(qing)(qing)(qing)廉(lian)(lian)(lian)(lian)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)、金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)職業(ye)(ye)(ye)操守(shou)等議題,鼓勵(li)邀請專家(jia)學(xue)者、行(xing)業(ye)(ye)(ye)以及(ji)紀(ji)(ji)檢(jian)監察條線(xian)專家(jia)等共(gong)同開(kai)展(zhan)“清(qing)(qing)(qing)廉(lian)(lian)(lian)(lian)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)”話題研(yan)討。加(jia)大社會(hui)宣傳力度,提高(gao)清(qing)(qing)(qing)廉(lian)(lian)(lian)(lian)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)文化在(zai)人民群眾中的影響(xiang)力,持續(xu)拓展(zhan)清(qing)(qing)(qing)廉(lian)(lian)(lian)(lian)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)文化建設的深(shen)度廣度。

(作者系(xi)四川銀(yin)保監局黨委(wei)委(wei)員、紀委(wei)書記)

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